BIOGRAPHICAL SKETCHES

Ai Cheo Yeo became a Fellow Member of The Association of Chartered Certified Accountants in 1990. She obtained her Master of Business Systems in 1998. She has worked as an auditor in the Singapore Auditor-General's Office, a bank and an oil company. She was also a lecturer with the Business Administration Department of the Singapore Polytechnic. Ai Cheo is currently a lecturer with the School of Business Systems, Monash University, Australia. She has recently completed her PhD focusing on Data Mining in the Automobile Insurance Industry. She has published several refereed journal papers and book chapters on this topic.

Kate A. Smith is an associate professor in the School of Business Systems, Monash University, Australia, where she also fulfills the roles of deputy head, director of research, and director of the Data Mining Research Group. She holds a BSc(Hons) in Mathematics and a PhD in Electrical Engineering, both from the University of Melbourne, Australia. Kate has published two books on neural networks in business, and more than 100 journal and international conference papers in the areas of neural networks, combinatorial optimization, and data mining. She is a member of the organizing committee for several international data mining and neural network conferences, and regularly acts as a consultant to industry in these areas.