Failure, customer expectations and, 20–21
FAQs, 101, 397
Financial and information services industries, 5, 174
digital currencies and, 331–332, 335–338
financial services online, 428–431
Financial Services Technology Consortium (FSTC), 431
smart-card-based payment systems, migrating to, 306–312
Financial Services Technology Consortium (FSTC), 431
Firewalls, 43–44, 127–128, 282
First-to-market strategies, 73–74
Flooz, 350
Fraud
credit cards and, 298–299
digital currencies and, 328–329, 337
smart card technology and, 303–304
Free and open international trade, 38, 45
bilateral agreements, 47
Free Trade Area of the Americas (FTAA), 47
tariffs on computers and related devices, 46–47
WTO and agreements respecting e-commerce, 47
Free Trade Area of the Americas (FTAA), 47
FSTC (Financial Services Technology Consortium), 431
FTAA (Free Trade Area of the Americas), 47
Functionality, as cost factor, 389