Copyright

A CIP catalogue record for this book can be obtained from the Library of Congress.

Credits

Production editor and compositor: Vanessa Moore

Cover design director: Jerry Votta

Cover design: Nina Scuderi

Interior series design: Gail Cocker-Bogusz

Manufacturing buyer: Maura Zaldivar

Executive editor: Tim Moore

Editorial assistant: Allyson Kloss

Marketing manager: Bryan Gambrel

Full-service production manager: Anne R. Garcia

2002 Pearson Education, Inc.

Publishing as Financial Times Prentice Hall

Upper Saddle River, New Jersey 07458

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Dedication

To our wives and children

Chantal, David, and Michael Elisheva, Jonathon, Yael, and Yuval