Copyright

Copyright

A Cataloging-in-Publication data record for this book can be obtained from the Library of Congress.

Credits

Editorial/Production Supervision: Carol Moran

Cover design director: Jerry Votta

Cover design: Nina Scuderi

Art Director: Gail Cocker-Bogusz

Interior design: Meg VanArsdale

Manufacturing buyer: Maura Zaldivar

Executive editor: Jim Boyd

Editorial assistant: Allyson Kloss

Marketing manager: Bryan Gambrel

2003 Pearson Education, Inc.

Publishing as Financial Times Prentice Hall

Upper Saddle River, New Jersey07458

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