BIOGRAPHICAL SKETCHES

Luvai Motiwalla is currently an associate professor of MIS in the College of Management at the University of Massachusetts, Lowell, USA. He has a PhD and MS in Management Information Systems from the University of Arizona and a BBA from Penn State University. He has published articles in several national and international journals including Journal of Internet & Higher Education, Information & Management, Information Resource Management Journal, Journal of Organizational Computing & e-Commerce, Journal of MIS and has also consulted or worked on research projects funded by Connecticut Department of Health Services, IBM, NCR and U.S. Army.

Azim Hashimi is currently an MBA student at the College of Management at the University of Massachusetts, Lowell, USA. He did his undergraduate studies at the Memorial University of Newfoundland, Canada. Prior to enrolling in the MBA program, he interned for the World Bank and worked in the fields of micro-credit and enterprise development at major NGOs in Pakistan and USA.