In this chapter, you'll learn how to use Microsoft Small Business Financial Manager, a powerful business analysis tool that lets you evaluate the cost of loans and leases, spot trends in earnings and cash flow, build periodic reports and performance charts, and analyze information created by third-party accounting software programs. Financial Manager is one of the four popular small business tools included with Microsoft Office 2000. We introduce the capabilities of Financial Manager in this chapter and describe the remaining tools in the next chapter.