Notes

1. Antuilo Bomfirm and William R. Nelson, "Profits and Balance Sheets Developments at U.S. Commercial Banks", Federal Reserve Bulletin, Vol. 85, No. 6 (June 1999), pp. 369-395.

2. Merriam Webster's Collegiate Dictionary, 10th ed. (1999).

3. Michael F. Corbett & Associates, Ltd., http://www.firmbuilder.com/articles/19/48/388/.