Copyright

©2003 Pearson Education, Inc.

Publishing as Financial Times Prentice Hall

Upper Saddle River, New Jersey 07458

Financial Times Prentice Hall books are widely used by corporations and government agencies for training, marketing, and resale.

For information regarding corporate and government bulk discounts please contact: Corporate and Government Sales [phone] or [e-mail]

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All rights reserved. No part of this book may be reproduced, in any form or by any means, without permission in writing from the publisher.

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Credits

Editorial/Production Supervision: Kathleen M. Caren

Acquisitions Editor: James Boyd

Marketing Manager: Bryan Gambrel

Manufacturing Manager: Maura Zaldivar

Cover Design Director: Jerry Votta

Cover Design: Talar Boorujy

Interior Design: Gail Cocker-Bogusz

Dedication

This book is dedicated to our biggest investors, backers and supporters, our wives Tzameret (Oren) and Karen (Uri).

Without your love and understanding for countless sleepless nights, this book would have never seen the light of day. Roy, Uri's newborn, is also thanked for his understanding.

We also dedicate this book to our parents, Frida and Mordechai (Oren), Eliana and Roland (Uri), as well as to our mentors, Nahum Melumad (Oren) and Harvey Goldschmid (Uri)