Endnotes

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¹ None of these conditions are a satisfactory condition.

² As far as a new consumer is concerned (with no established credit at the bank), the position of the enterprise stays the only criteria.

³ Attributes mean possible states of a characteristic.

⁴ E.g., what is the difference between good and bad customer.

⁶ Backing of credit repayment = (cash flow+interests)/(instalments+interests)—forecast.

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